Best 5 Free Paystub Generators for 2025

Whether you are a small business owner, freelancer, or even self-employed, you may have thought of how to prove how much you are earning.

If you want to apply for a loan, want to rent an office or an apartment, or want to pay taxes, you always need a document that showcases your earnings, but you are someone who is not being paid by someone else or any other company, so you are not going to receive a paycheck every month, but a paystub generator free can help you get your hands on the required documentation.

There is no need to hire an accountant or buy expensive pay stub software; you can create a pay stub with a free pay stub generator. In this article, we will discuss what a pay stub is, why you need one, and suggest five user-friendly pay stub generator free tools that can help you generate a professional pay stub in minutes.

Is There a Free Paystub Generator for Self-Employed Individuals?

What Is a Pay Stub?

A pay stub, also known as a paycheck stub, is a document that shows the details of your earnings. It typically includes:

Gross Pay: How much you earned before deductions are made.
Deductions: Taxes, insurance, or other items taken out.
Net Pay: The amount you take home.
Pay Period: The start and end dates for the work.
Employer/Employee Info: Names, addresses, and other basic info.

Even if you are self-employed, a pay stub is a useful way to document your income in an official format.

If you need to apply for a mortgage loan or you just want to keep yourself organized, a pay stub comes in handy.

Why Use an Online Pay Stub Generator?

If you don’t use a payroll service, creating pay stubs from basic can feel hard. That’s where pay stub creators come in. These are free paystub generators tools that let you enter your information, do the calculations for you, and give you a professional-looking PDF in just a few minutes.

You don’t need to know accounting or payroll rules to create a paystub. The system does all the math and formatting for you. Most free paystub generators even have templates and automatic tax calculation features based on your state and earnings.

Now, let’s look at some of the most popular and trusted pay stub creators online.

Run Payroll Like a Pro: Save Time and Reduce Mistakes

Top 5 Easy-to-Use Pay Stub Creators for Beginners

1. StubCreator

StubCreator is one of the more popular choices for self-employed people, freelancers, and independent contractors. It supports various income types, such as hourly, salaried, or contract, and offers instant download in PDF format. The interface is user-friendly. It’s perfect for business owners who want something fast but professional.

2. PayStubGeneratorFree

This paystub generator free tool is built for speed. You enter your hourly or salary information, the number of hours worked, and your pay period. It will automatically calculate your total earnings and generate a ready-to-use pay stub. If you’ve never made one before and just want something you can use immediately, this is a great choice.

3. Online Paystub

OnlinePaystub is more advanced but still very easy to use. It includes options to add deductions, calculate taxes based on your location, and include custom company branding. It’s a great option if you’re looking for a more polished document to submit to lenders, banks, or landlords.

4. StubBuilder

StubBuilder offers a professional-looking pay stub format that is perfect for freelancers and independent contractors. It allows you to customize fields, select your pay frequency (weekly, biweekly, or monthly), and choose your state for proper tax estimates. It also saves your history, which is great if you need to make multiple stubs over time.

5. FreePaycheckCreator

FreePaycheckCreator is a perfect tool that lets you create simple pay stubs for free. Just enter your name, business info, and payment details, and it will construct a professional pay stub that you can easily download in PDF or print.

Think Free Paystub Generator Aren’t Legit? Think Again

Key Takeaways

Pay stubs are important even for self-employed people. They help document your income and look more professional. Online pay stub creators make it easy to generate your stubs in minutes, with no accounting experience required. Free paystub generators Tools like FreePaycheckCreator, StubBuilder, PayStubGeneratorFree, StubCreator, and OnlinePaystub are all beginner-friendly and trusted by small business owners.

Whether you are a small business owner, freelancer, or even self-employed, you may have thought of how to prove how much you are earning.

If you want to apply for a loan, want to rent an office or an apartment, or want to pay taxes, you always need a document that showcases your earnings, but you are someone who is not being paid by someone else or any other company, so you are not going to receive a paycheck every month, but a paystub generator free can help you get your hands on the required documentation.

There is no need to hire an accountant or buy expensive pay stub software; you can create a pay stub with a free pay stub generator. In this article, we will discuss what a pay stub is, why you need one, and suggest five user-friendly pay stub generator free tools that can help you generate a professional pay stub in minutes.

Is There a Free Paystub Generator for Self-Employed Individuals?

What Is a Pay Stub?

A pay stub, also known as a paycheck stub, is a document that shows the details of your earnings. It typically includes:

• Gross Pay: How much you earned before deductions are made.
• Deductions: Taxes, insurance, or other items taken out.
• Net Pay: The amount you take home.
• Pay Period: The start and end dates for the work.
• Employer/Employee Info: Names, addresses, and other basic info. 

Even if you are self-employed, a pay stub is a useful way to document your income in an official format.

If you need to apply for a mortgage loan or you just want to keep yourself organized, a pay stub comes in handy.

Why Use an Online Pay Stub Generator?

If you don’t use a payroll service, creating pay stubs from basic can feel hard. That’s where pay stub creators come in. These are free paystub generators tools that let you enter your information, do the calculations for you, and give you a professional-looking PDF in just a few minutes.

You don’t need to know accounting or payroll rules to create a paystub. The system does all the math and formatting for you. Most free paystub generators even have templates and automatic tax calculation features based on your state and earnings.

Now, let’s look at some of the most popular and trusted pay stub creators online.

Run Payroll Like a Pro: Save Time and Reduce Mistakes

Top 5 Easy-to-Use Pay Stub Creators for Beginners

1. StubCreator

StubCreator is one of the more popular choices for self-employed people, freelancers, and independent contractors. It supports various income types, such as hourly, salaried, or contract, and offers instant download in PDF format. The interface is user-friendly. It’s perfect for business owners who want something fast but professional.

2. PayStubGeneratorFree

This paystub generator free tool is built for speed. You enter your hourly or salary information, the number of hours worked, and your pay period. It will automatically calculate your total earnings and generate a ready-to-use pay stub. If you’ve never made one before and just want something you can use immediately, this is a great choice.

3. Online Paystub

OnlinePaystub is more advanced but still very easy to use. It includes options to add deductions, calculate taxes based on your location, and include custom company branding. It’s a great option if you’re looking for a more polished document to submit to lenders, banks, or landlords.

4. StubBuilder

StubBuilder offers a professional-looking pay stub format that is perfect for freelancers and independent contractors. It allows you to customize fields, select your pay frequency (weekly, biweekly, or monthly), and choose your state for proper tax estimates. It also saves your history, which is great if you need to make multiple stubs over time.

5. FreePaycheckCreator

FreePaycheckCreator is a perfect tool that lets you create simple pay stubs for free. Just enter your name, business info, and payment details, and it will construct a professional pay stub that you can easily download in PDF or print.

Think Free Paystub Generator Aren’t Legit? Think Again

Key Takeaways

Pay stubs are important even for self-employed people. They help document your income and look more professional. Online pay stub creators make it easy to generate your stubs in minutes, with no accounting experience required. Free paystub generators Tools like FreePaycheckCreator, StubBuilder, PayStubGeneratorFree, StubCreator, and OnlinePaystub are all beginner-friendly and trusted by small business owners.